Terms and Conditions of Use and Privacy Policy QuePlan.pe

The following terms and conditions regulate the use of the domain website of the company QUEPLAN S.A.C. (www.queplan.pe). Please read these terms and conditions carefully before you start to use this website. If the user does not accept these terms and conditions or if the user is under 18 years of age, they must not use our website. By using this website, the user agrees to know and accept each of the terms and conditions established by the company QUEPLAN S.A.C., through its website: www.queplan.pe.

Definitions
 

From the company QUEPLAN S.A.C.: QUEPLAN S.A.C. (hereinafter, the company) is a company incorporated under Peruvian law, whose main activity is to develop free-to-use web solutions that allow users to compare different offers of products and services, free of charge and simply. The provision of services to the user by the company is free. Its purpose is exclusively to indicate the providers where the user can find the desired product. User: user is understood as that natural or legal person who makes use of the website www.queplan.pe, in order to access the provision of services provided free of charge by the company QUEPLAN S.A.C. Between the user and the company QUEPLAN S.A.C. there is no economic dependency or any type of onerousness in benefits, which is why a consumption relationship is not configured. All services provided by the company to the user are free. From the website: any reference made to the website will be understood to be made with reference to the domain www.queplan.pe, owned by the company QUEPLAN S.A.C.

1) Terms of use, conditions of use of the website and their acceptance

The user agrees to refrain from using the website and services for illegal purposes, harmful to the rights and interests of third parties, or in such a way that it may damage, disable, overload or deteriorate the portal and services, or prevent their normal use. or enjoy. The website reserves the right to deny access to the website and/or services, at any time and without prior notice, to those users who fail to comply with the conditions of use. The user will be liable for damages of any nature that the website may suffer, directly or indirectly, as a result of breach of any of the obligations arising from the conditions of use or the law, in relation to the use of the website. . Access to the website and its content. The company will try to provide the user with uninterrupted access to the website, but does not guarantee that this always happens, for which it is not responsible for the termination, suspension or restriction of access to the website at any time. The website changes regularly. The company makes every reasonable effort to ensure that the content of the website is updated and free of errors, which is why it makes updates daily, which it is not possible to notify the user in each of them. Intellectual Property Rights. Logos denoted with ® are registered trademarks of the company. The company is a registered trademark and may not be used without the written permission of the company. The company also owns the intellectual property rights and licenses to the website, which includes the software used to run the website and all material advertised on the website. The user accepts that the company has its intellectual property for its personal use only. The user must not copy, alter, modify, sell, distribute, advertise or deliberately create a work from any material published or created by the website, without written permission.

2) Object

The purpose of the website is the dissemination of information related to the banking, financial and cell phone fields. The company reserves the right to unilaterally modify, at any time and without prior notice, the presentation and configuration of the website, as well as reserves the right to modify or eliminate, at any time and without prior notice, the services and conditions required to access and/or use the website and services.

3) Exclusion of warranties and liability

The company does not guarantee the availability and continuity of the operation of the website and the services. The user is aware and voluntarily accepts that the use of the website, the services and any of its contents takes place, in any case, under the sole and exclusive responsibility of the user. The company is not responsible for the usefulness or infallibility of the website and the services for decision-making in the business field, personal finance or any other field. The company disclaims liability for damages of any nature that may result as a result of the lack of accuracy, veracity, completeness and/or timeliness of the contents, since the service provided by the company is merely promotional and reference of services offered by third parties, according to the information they offer on their respective websites. The function of the links that appear on the website is exclusively to inform the user about the existence of other sources of information available on the Internet and, therefore, the company will not be responsible for their content, thereby exempting itself of all responsibility regarding the information that is outside this website and that which is not managed directly by our director of web development. The company disclaims any responsibility regarding the quality and veracity of the goods and/or services offered by the advertisers that are promoted and/or referenced on this website.

3.1. Exclusion of guarantees and responsibility for the operation of the website and services.
3.1.1. Availability and continuity. The company does not guarantee the availability and continuity of the operation of the website and the services. The company disclaims all liability for damages that may be caused by the lack of availability or continuity of the operation of the website and services.
3.1.2. Utility. The company does not guarantee that the website and services are useful for carrying out any particular activity, which is why the company disclaims all liability for damages that may be caused by user dissatisfaction regarding the utility. of the website.
3.1.3. Reliability. The company does not guarantee the reliability of the website or the services, and in particular, although not exclusively, that users can effectively access the different web pages promoted and/or referenced through the website or the different services, nor that through these content can be transmitted, disseminated, stored or made available to third parties, or receive, obtain or access the content. The company excludes all liability for damages of any nature that may be due to the lack of reliability of the website and services, and in particular, although not exclusively, to failures in accessing the different web pages. of the site or to the different services, as well as failures in the transmission, dissemination, storage or making available to third parties of the content or in the reception, obtaining or access to the content.

3.2. Exclusion of guarantees and responsibility for the contents and for the services provided by third parties through the website.
3.2.1. Quality. The company does not control in advance and does not guarantee the absence of viruses in the content, nor the absence of other elements in the content that may cause alterations in your computer system (software and hardware), or in the electronic documents and files stored in your computer system, which is why the company is exempt from any liability for damages of any nature that may be due to the presence of viruses or the presence of other harmful elements in the content.
3.2.2. Legality, reliability and usefulness. The company does not guarantee the legality, reliability and usefulness of the contents. The company does not assume responsibility for damages of any nature that may be due to the transmission, dissemination, storage, making available, receiving, obtaining or accessing the contents, and in particular, although not exclusively, for damages and damages that may be due to:
(a) breach of the law, morality and generally accepted good customs or public order as a result of the transmission, dissemination, storage, availability, reception, obtaining or access to the content;
(b) the infringement of intellectual and industrial property rights, of business secrets, of contractual commitments of any kind, of the rights to honor, to personal and family privacy and to the image of people, of property rights and of any other nature belonging to a third party, as a consequence of the transmission, diffusion, storage, availability, reception, obtaining or access to the contents;
(c) the performance of acts of unfair competition and illicit advertising as a result of the transmission, dissemination, storage, making available, receiving, obtaining or accessing the content;
(d) the lack of veracity, accuracy, exhaustiveness, relevance and/or timeliness of the contents;
(e) the inadequacy for any kind of purpose and the disappointment of the expectations generated by the contents;
(f) the breach, delay in compliance, defective compliance or termination for any reason of the obligations contracted by third parties and contracts made with third parties through or due to access to the contents;
(g) vices and defects of all kinds of content transmitted, disseminated, stored, made available or otherwise transmitted or made available, received, obtained or accessed through the website or services .

3.3. Exclusion of guarantees and responsibility for the services and content hosted outside the website. The website makes technical link devices available to users (such as, among others, links, banners, buttons), directories and search tools that allow users to access websites belonging to third parties (hereinafter, "sites linked"). The installation of these links, directories and search tools on the website has the sole purpose of facilitating users' search for and access to information available on the Internet, and does not imply that there is any kind of link or association between the company and the operators of the linked sites. The company does not previously control, approve or endorse the services, information, data, files, products and any kind of material existing on the linked sites. The user, therefore, must exercise extreme caution in the evaluation and use of the services, information, data, files, products and any kind of material on the linked sites. The company does not guarantee or assume any type of responsibility for damages of any kind that may be due to:
(a) the operation, availability, accessibility or continuity of the linked sites;
(b) the maintenance of the services, information, data, files, products and any kind of material existing in the linked sites;
(c) the provision or transmission of services, information, data, files, products and any kind of material existing on the linked sites;
(d) the quality, legality, reliability and usefulness of the services, information, data, files, products and any kind of material existing on the linked sites, under the same terms and with the same scope provided in general conditions 3.2 and 3.3 , regarding the content and services provided by third parties through the website.

3.4. Exclusion of guarantees and liability for the use of the website, services and content by users. The company does not control the access or use that users make of the website, the services and the contents. In particular, the company does not guarantee that users use the website, services and content in accordance with the law, these general conditions and, where appropriate, the particular conditions that result from application, morality and generally accepted good customs. and public order, nor that they do so diligently and prudently.

3.5. Identity and information related to users provided by the users themselves. The company does not control or offer any kind of guarantee on the identity of users, nor on the veracity, validity, completeness and/or authenticity of the data that users provide about themselves and provide or make accessible to other users. The company does not assume any responsibility for damages of any nature that may be due to the incorrect identity of users and the lack of veracity, validity, completeness and/or authenticity of the information that users provide about themselves and provide or make them accessible to other users, and in particular, although not exclusively, for damages of any nature that may be due to the impersonation of the personality of a third party carried out by a user in any kind of communication or transaction carried out through through the website.

4) Management of personal information of the user and Privacy Policy

This section explains what information we collect about you, how we collect it, how we store it, and how we may use it in the circumstances in which we provide it to third parties. To take advantage of some of the services offered through our website, it may be necessary for you to provide us with certain information about yourself. This may include registering your contact details or completing certain forms on our website. We may also ask you to provide information about yourself if you wish to participate in any Q&A discussions, access any services we offer or use a search engine or comparator on our website, or if you choose to contact us. for any circustance. The nature of our service is such that we may, on occasion, also request that you provide personal data (such as document number, first and last name, your employment status, credit and other additional data). When we do so, we will ask for your explicit consent to the use of such personal data. When you agree to provide this information we will take appropriate steps to protect such personal data.

4.1. Cookies We may also collect information about your computer, including where we have your IP address, operating system and the type of browser you use, a cookie that is stored on your computer's hard drive. Cookies help us improve our website and deliver a better and more personalized service to you. The use of cookies allows us to personalize your experience on our website, speed up your searches, select services or materials for inclusion on the website, which may be of interest to you, monitor traffic patterns in general and the use of our website to help us improve our service and design. Most browsers automatically accept cookies, but you can usually modify your browser settings to prevent automatic acceptance. If you choose not to receive cookies, you may not be able to use certain features of our website.

4.2. Storage of your personal data. The personal information we obtained from you may be transferred to and stored outside of the Peruvian economic space. For the storage of this personal information, we follow strict security procedures in the storage and disclosure of the information you have provided through this website, to prevent unauthorized access. We will take all reasonable steps to ensure that your personal data remains secure.

4.3. Free advice. The company will offer free advice to all customers who express their acceptance of this service. The advice consists of providing support and tools to our users so that they can make informed decisions when choosing which product best suits their needs. For this, it is essential to be able to contact the user, so this free service includes sending information regarding the comparison made, to their email and/or WhatsApp, and even telephone contact when necessary. The user may reject the free advice at any time and by any of the means described in the preceding paragraph in such a way that at his sole request the user will not be contacted again unless he returns to make a comparison stating that he wants advice.

4.4. Uses of User Information. The company or third parties acting on our behalf may use your personal information in the following ways:

(a) By filling in online forms with the data provided by you on our website, we can proceed to pass it on to the providers of financial, insurance and telecommunications products in which you are interested, with the necessary information so that they can be contacted. in contact with you.
(b) To provide you with information, products or services that you request from us.
(c) To allow you to participate in interactive features of our Service, when you choose to do so.
(d) To contact you by mail, telephone or email.
(e) To inform you about other products and services that may be of interest to you. You may be notified of our news, website changes, special events or other services that we think may be of interest to you. We may also disclose your personal information to third parties that provide financial products and services relevant to the products or services you have selected on our website. We think it might be of interest to you, so that they too can provide you with information about the products or services they offer. In addition, we may disclose your personal information when necessary to comply with any applicable law or to protect the company and users (including the exchange of information with other companies for the purpose of protecting against fraud). Likewise, the user's personal information may be provided to the eventual purchaser of the service provided by the company, in the event that the business is transferred to a third person.

4.5. User Rights If you do not agree to this privacy policy, then you should not enter your personal information anywhere on our website. If at any time after you have provided your personal information on our website, you want to object to your personal data being used by us, you must send us an email to [email protected]. We will endeavor to process your request as quickly as possible, but in some cases it may take up to 30 days for such action. Our privacy policy applies only to information collected by us through our website. The user must bear in mind that the company is not responsible for the content provided by third parties that offer goods and services through the company's website. Therefore, the user is recommended to ensure that they also read their data protection and privacy conditions of terms and conditions carefully before giving them their personal data. Comments, suggestions, questions and requests regarding our privacy policy are welcome and should be addressed via email or to [email protected]. If any part of these terms is found to be illegal, invalid or unenforceable by any provision, it will be deemed severed from the validity and enforceability of the remaining provisions of these terms, as they will not be affected. Any failure on our part to enforce any rights will not constitute a waiver of those rights. These terms and conditions will be governed and interpreted in accordance with Peruvian law.

5) Use license

The company authorizes the user to use the intellectual and industrial property rights and business secrets related to the software installed on their computer equipment, solely to use the website and services in accordance with the provisions of these general conditions. The company does not grant any other license or authorization of use of any kind on its industrial and intellectual property rights, business secrets or on any other property or right related to the website, services or content.

6) Applicable law and jurisdiction

These conditions of use are governed by the law of the Republic of Peru. The company and the user, expressly waiving any other jurisdiction, submit to the Peruvian judiciary.